PERSONAL INSURANCE

Spectrum’s Personal Insurance division has earned the trust of multiple generation of customers due to our dedication to protecting their families. Leveraging our decades of experience, we educate and collaborate with clients to build customized insurance protection.

Auto

Whether a collector of the classics, a daily commuter, kid courier, or puttering to the grocery store and doctor – we all need coverage for ourselves and others. Auto Insurance responds to the damage we cause and that is caused to our vehicle or persons by others. Let us tailor that coverage to meet all of your protection and budgetary needs!

Home

Home is where the heart is – regardless of if you own or rent a single-family dwelling, duplex, condo, townhouse, or apartment. We will expertly guide you to proper protection for your belongings, liability, and building- even the liability you carry when you are away from home!

Property / Rental

Owning a property for someone else to reside, whether family, friends, or tenants, means specialized coverage is needed. Our extensive knowledge of these needs & available coverages will keep your investment and assets protected.

Recreation / Toys

Boats, Motorcycles (on or off road), ATV/UTV, Snowmobiles, Golf Carts, Motorhomes/ Trailers/Campers (Seasonally parked or mobile) are great for blowing off some steam & just enjoying life. Let us show you the specialty coverage available without blowing up your budget.

Personal Liability Umbrella

Little problems sometimes snowball into major catastrophes. You work extremely hard for your home(s), vehicles, savings/retirement funds, future income, etc. Moreover, in the blink of an eye something can happen to jeopardize all of it – such as a car accident. Let’s keep everything protected from legal cost & possibly settlements.